E-money, short for electronic money: electronically stored monetary assets, such as account or PrePaid balances. E-money can therefore be stored on bank servers but also, for example, on chip cards or smartphones. Attention: Cryptocurrencies such as Bitcoin do not constitute e-money within the meaning of the Payment Services Supervision Act (Zahlungsdiensteaufsichtsgesetz ZAG). More on the distinction between e-money and coupons can be found here.
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secupay Payments Glossary
We explain payment terminology from A to Z, including accounting and payment methods.