Bulk Payments & Payouts

Well-Organised, Secure, and Easy to Track

Whether you’re paying one recipient or many, secupay supports individual, bulk and automated payouts. You can start using the solution straight away, without integrating it into your systems.

Request a consultation

The Benefits to You

Set Up Payouts without Your Own Payment Infrastructure

Use secupay to arrange individual, bulk, or automated payouts and payments, with flexible options for different volumes and recipient groups.

Payouts That Comply with German Payment Services Law

As a BaFin-authorised payment institution, secupay makes payouts under its authorisation to provide money remittance services (section 1(1) sentence 2 no. 6 of Germany’s Payment Services Supervision Act [ZAG]).

Ready to Use Straight Away

The secupay solution lets you get your project started quickly, without a complex integration process.

SEPA Payouts

The funds are transferred directly to recipients’ SEPA-enabled accounts.

Submit Payout Data in a Structured Format

Submit payout data by CSV upload or through the secuconnect API. Both routes support individual and bulk transactions, alongside recurring payouts.

Keep Track of Your Payouts

View payout statuses and transaction details together in secuOffice.

Usage-Based Billing

You pay according to the number of transactions and the amounts paid out. There are no monthly fees or base charges.

Our Solution

How Payouts Work with secupay

Set up once, then let secupay handle repeat payments. After onboarding, secupay checks all the payout data you submit and handles your payouts reliably.

One-Off Setup: Straightforward Onboarding

Onboarding takes place online and includes identity verification and the legally required KYC checks.

Submit Payout Data

Submit details of how the funds are to be distributed by CSV upload in secuOffice or through the secuconnect API.

Check the Data

The submitted data is processed and checked automatically.

Have the Payouts Processed

secupay pays out the funds using the agreed method. The process is documented, traceable, and legally compliant.

Via secuOffice or API

Two Ways to Submit Payout Data

Upload via secuOffice.

The contracting party uploads a CSV file to secuOffice specifying how the funds are to be distributed. Once the file has been uploaded successfully, the system creates the funding transaction and a separate payout transaction for each recipient.

Submit via the secuconnect API

Alternatively, submit payout transactions through the secuconnect API. This option suits automated processes, larger volumes or platforms with recurring payouts.

Different Setup Options

Brand or Agency:
The Right Setup for Your Payout Project

The way secupay, clients and technical service providers work together depends on the structure of the project:

Brands as Promotion Organisers

or Payout Initiators

A brand signs the payment services agreement with secupay and provides the funds for the payouts directly. An agency can act as a technical service provider.

Agencies as Promotion Organisers

or Payout Initiators

An agency as a promotion organiser or payout initiator: the agency is secupay’s contracting party and commissions the payouts.

The payout funds go directly into secupay’s trust account, either from the agency’s own funds or directly from the brand. The brand’s money does not pass through the agency’s accounts. secupay alone executes the payment transactions in its role as a payment institution.

What You Need to Know

When Payouts Fall under Financial Regulation

Depending on the arrangement, businesses, agencies, or service providers that pay money to third parties may be providing money remittance services requiring authorisation under Germany’s Payment Services Supervision Act (ZAG). secupay provides the licensed payment infrastructure and helps put the arrangement in place with online onboarding, KYC checks and records that make the payments easy to trace.

Track & Manage Payouts

Agencies and brands can initiate payouts easily through secuOffice. Users can also view all payout transactions and access the relevant data there.

Free to use
A real-time overview of payout transactions
Details of dates, amounts, recipients and transaction statuses
A unique transaction code for identifying each transaction
CSV export for accounting and further processing

Your transaction data is available in secuOffice and can be exported as a CSV file.

Use Cases

A Solution for Recurring and Project-Based Payouts

You can use secupay’s payment infrastructure to initiate, record, and securely process large numbers of payouts at once, whether you’re paying different recipients each time or a fixed group.

Cashback Promotions

With cashback promotions, customers buy a product included in the promotion and receive money back once the conditions for a payout have been checked. secupay handles the payouts to the participants.

Platform Payments

Platforms can use payouts to make recurring payments to specified groups of recipients. Examples include affiliate payments, interest payments, and repayments of principal.

Payment Automation and Bulk Payouts

secupay also supports recurring payouts beyond marketing campaigns. Use them for rebates, commissions, or electricity cost reimbursements, or as part of other automated payout arrangements.

Product Recalls and Refunds

Whether you’re recalling a product, making a goodwill refund, or honouring a money-back guarantee, secupay can return the purchase price to the customers affected. The process is traceable and scalable, with reliable handling even at high volumes.

Product Testing and Review Campaigns

In product-testing campaigns, registered users buy a product, try it out, and then provide feedback. Once proof of purchase has been uploaded and checked, secupay can refund part of the purchase price.

Need to Distribute Payments across Multiple Vendors or Stakeholders?

Split Payments lets you allocate payments to several parties in the proportions you need, as part of the transaction itself.

More about Split Payments

Get in Touch

Secure, Well-Organised Payouts

Whether you’re running a cashback promotion, arranging product tests, or making recurring bulk payouts, we’ll show you how to fit the right payout solution into your workflows.