MOTO
Accept Card Payments – by Phone, Email, or Post
Let your customers pay by credit card even when they aren’t on your premises and can’t access an online checkout. You don’t need to install software to use MOTO.
The Benefits to You
Handle Checkout for Your Customers
MOTO (mail order/telephone order) lets you take individual card payments remotely, extending your payment options beyond in-person transactions and standard online purchases. It’s particularly suited to orders placed by phone or email, where card details need to be provided verbally or in writing.
Our Solution
How MOTO Payments Work with secupay
With MOTO, it takes just a few steps to turn a phone call or written order into a successful transaction, processed in real time.
Through the Portal or API
Two Ways to Submit MOTO Transactions
For Individual Payments
Through secuOffice
Submit individual payments or pre-authorisations directly in secuOffice by entering the payer’s details, card details, amount, and payment reference. You can continue to check and manage each transaction’s status and details.
Ideal for:
- Phone orders
- Email orders
- Reservations
- Individual cases
- Taking payments manually
For Automated Processes
Through the secuconnect API
Use the secuconnect API to submit MOTO transactions automatically. The API also lets you retrieve each transaction’s status and details, see which actions are available, and process the returned data in your own system.
Ideal for:
- Automated payment processes
- Higher transaction volumes
- System integration
- Custom booking and ordering workflows
secuOffice
Keep Track of Every MOTO Transaction
Alle MOTO-Zahlungen laufen in secuOffice zusammen: Transaktionen werden übersichtlich dargestellt und können anhand ihres Status klar nachvollzogen werden.
- Free to use
- Overview of all submitted MOTO transactions
- Details of the payer, amount, payment reference, and status
- Track payments and pre-authorisations
- Take further action on transactions, depending on their status
- Manage MOTO transactions in one place, with no additional installation

With secuOffice, you can keep track of payment statuses even for orders taken by phone or in writing.
Please Note
Handling Card Details Securely
Because they carry a higher risk of fraud and chargebacks, MOTO payments need to be handled with particular care. The merchant is usually liable for disputed or fraudulent transactions. It’s equally important to handle credit card details securely: once you’ve entered them, you cannot store them and must destroy them immediately.
Use Cases
Remote Card Payments
MOTO is the ideal choice when payments can’t be made through a card reader or a standard online shop. It’s particularly suited to orders, reservations, and payments without an online checkout.
Let Customers Make the Payment Themselves
Payment Link: An Alternative to MOTO Payments
With secupay’s Payment Link, simply send your customer a payment link or QR code. They open a secure payment page, choose their preferred payment method, and confirm the payment themselves.
Da die Zahlung vom Kunden initiiert und authentifiziert wird, werden etwaige Risiken auf Händlerseite reduziert, z. B. bei manuellen Fehleingaben. Gleichzeitig entfällt die Verarbeitung sensibler Kartendaten im eigenen Ablauf.
Discuss Your MOTO Requirements
Securely Integrate MOTO Payments into Your Workflows
Whether you’re taking an order by phone or email, handling a reservation, or arranging an individual payment, MOTO gives you an easy, flexible way to accept card payments remotely and keep track of each transaction
Unsure whether MOTO or Payment Link would work better for your business? Discuss your processes with us and get advice, with no obligation.w