Non-EMV

"Non-EMV" refers to payment methods or technologies that do not utilize the EMV (Europay, MasterCard, Visa) standard for chip cards and contactless payments. EMV is an international standard that governs the security of chip cards and their associated payment terminals. Because non-EMV payments lack the advanced security features inherent to EMV chips—such as dynamic data generated for each individual transaction—they are more susceptible to fraud, particularly through skimming (the unauthorized copying of card data). These elevated risks may necessitate additional security measures and result in higher fees.