Trust or escrow account. In e-commerce the escrow service protects both sides from fraud, for example by delivering goods only after the payment amount has been deposited in the escrow account or, conversely, by releasing payment from the escrow account only after the customer has confirmed receipt of the goods. Even with digital financial transactions such as Crowdfunding or Crowd investing deposited funds can be held in escrow accounts in an insolvency-proof manner until they are ready for disbursement.