Crowd investing solutions
Crowd investing: One company, many investors
As a contemporary, digital form of corporate financing, crowd investing makes it possible to raise debt capital outside the institutional sector via an online platform or a dedicated issuing site. With secupay's services, you as an issuer or platform operator offer potential investors a convenient way to participate in promising financing projects. Funds provided are managed through insolvency-proof escrow accounts in compliance with ZAG and disbursed according to project specifications.
Convenient onboarding and verification via API interface
Individual payout plans and automatic consideration of fees and commissions through payment splitting
Automated interest and principal payments via API or eTerminal
Start financing projects quickly and easily
Make it easier for start-ups and companies to launch their financing project with secupay's convenient onboarding. Contract conclusion and identification can be done directly on your platform page.
Payment or repayment
Disbursement or reversal after completion of the financing phase
Once the agreed disbursement requirements have been met and the target amount has been collected in full, the sum must be disbursed promptly to the initiator of the respective financing project. secupay supports the disbursement in one sum or also in several partial amounts. Commissions and fees for stakeholders, for example, your share as a platform operator, are automatically settled and paid thanks to payment splitting. And if a project is not fully financed, secupay pays back the existing funds to the investors.
Interest & principal payments
Reliable service until the last instalment
If a crowd-investing project is successful and the financing amount is paid out to the initiator, the interest and redemption phase follows. With secupay, you offer users of your platform reliable service right up to the last instalment. We support you in ensuring that interest and redemption payments are always received in the correct amount and on time in the investors' accounts. Automate payment flows via API or use the convenient secuOffice portal to instruct payments individually or as a package.
All projects at a glance
In the secuoffice online portal, you will find all relevant information such as incoming payments, account balances, disbursement criteria or budget billing schedules clearly prepared for each project on your platform. Role-based access rights give users insight into their data and enable them to independently carry out transactions such as cancellations, interest or redemption payments. Via API, the data from the portal can be conveniently exported to other systems for further processing. Alternatively, you can also integrate display and evaluation functions from secuoffice there.
Smart API for crowdfunding
Secupay's convenient crowdfunding services can be seamlessly and almost intuitively integrated into your platform via API. We provide developers with our descriptive online documentation with case studies and libraries. For all technical questions, our support team will assist you quickly and competently.
Project and corporate finance
Hundreds of investors participate in each financing operation. This leads to a high number of transactions. In addition, payments must be examined with money laundering prevention in mind and withheld if necessary. Together with secupay, payment and verification processes were automated for this purpose.
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