Pay by Bank mit secupay
With Pay by Bank, you expand your checkout with an account-based payment option. Customers pay directly from their trusted online banking. All relevant payment information, such as amount, payment reference and recipient details, is automatically transferred from the online shop to the payer’s online banking. The technical implementation is carried out in cooperation with Mastercard and is based on standardised PSD2 interfaces.
Pay by Bank is particularly suitable for e-commerce providers, platforms, marketplaces, as well as crowd and investment platforms. Especially for larger individual transactions, direct account-to-account payment offers an efficient alternative to traditional online payment methods.
Advantages of Pay by Bank payments
- All payments via API
- Centralized collecting with one disbursement and settlement for all payment types
- Standardized reporting in secuOffice merchant portal
- Stakeholder payments or splitting of the payout
- Support for mixed shopping baskets
Process of a Pay by Bank transaction
After selecting the payment method “Pay by Bank”, the payment process proceeds as follows:
1. The buyer selects their bank from the list of participating banks. There is a redirect to the customer's online banking.
3. The payment is confirmed by the customer. The merchant, as the payment recipient, immediately receives a notification from the buyer's bank that the payment has been successfully authorized.
Mixed baskets and split payments
Secupay payment methods for POS & online retail
Offer your customers the right payment method and increase your sales conversions - both in stationary - and online retail.
For e-commerce merchants, secupay offers store modules and plug-ins for the six most important payment methods. We offer additional payment methods via API integration.
